Stage Six to becoming debt free and setting up for financial success

Now that we are debt free, have our emergency fund set up and have saved a good deposit for a house it is now time to start saving for the long term. For many of us the first port of call will be our employer’s pension scheme. If you are self employed then it may be wise to look at what pension options are available. This may be via a private person pension scheme, self invested pension, 401k or some other form of pension product. read more


This is the main way that people need to save over the long term to provide an income when they retire. It mainly involves saving money when you first start work. If you work for an employer they may also pay some money into your retirement account.

There are two main types of pension defined benefit and defined contribution. read more